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Updated July 20265 min read

NMMS Scholarship 2026 — ₹12,000/Year Eligibility, Income Limit & Exam

The National Means-cum-Merit Scholarship (NMMS) pays ₹12,000 a year (₹1,000 a month) to students from Class 9 to 12 in government, aided or local-body schools — up to ₹48,000 over four years. The family-income ceiling is ₹3.5 lakh a year. Selection is through a state-conducted exam in Class 8, and the money is paid via the National Scholarship Portal.

Amount, duration and eligibility

NMMS Scholarship — key parameters (2026)
DetailValue
Scholarship amount₹12,000/year (₹1,000/month)
Classes coveredClass 9 to 12 (4 years)
Total benefitUp to ₹48,000
Family income ceiling₹3.5 lakh/year
SelectionState exam (MAT + SAT) in Class 8

Central-scheme parameters as of 2026. Paid through the National Scholarship Portal by Direct Benefit Transfer.

Who is eligible

  • Studying in a government, government-aided or local-body school — students in Kendriya Vidyalayas, Jawahar Navodaya Vidyalayas and private/residential schools are not eligible.
  • Family income up to ₹3.5 lakh a year.
  • Minimum ~55% in Class 7 (relaxable for SC/ST) to sit the Class 8 selection exam.
  • Not receiving any other central-government scholarship for the same period.
  • Not applicable for study abroad or for diploma/certificate courses.

The selection exam

Selection is via a state-level examination taken in Class 8, consisting of a Mental Ability Test (MAT) and a Scholastic Aptitude Test (SAT) covering Class 7–8 science, maths and social science. States set their own qualifying cut-offs and quotas. Clearing it makes you eligible to draw the scholarship from Class 9 through Class 12.

Continuation and how to apply

  • Promote each year in the first attempt from Class 9→10 and 11→12 to keep the scholarship.
  • Score at least 60% in Class 10 (55% for SC/ST) to continue into Class 11.
  • Apply and renew each year on the National Scholarship Portal (scholarships.gov.in) after clearing the Class 8 exam.
  • The money reaches your Aadhaar-linked bank account by Direct Benefit Transfer.

Frequently Asked Questions

What is the NMMS scholarship amount?

₹12,000 a year, paid as ₹1,000 a month, for Class 9 to 12 — up to ₹48,000 over the four years. It is paid through the National Scholarship Portal by Direct Benefit Transfer to the student's bank account.

The family-income ceiling for the National Means-cum-Merit Scholarship is ₹3.5 lakh a year. The student must also study in a government, government-aided or local-body school.

Students in Class 8 in government, aided or local-body schools with family income up to ₹3.5 lakh and at least ~55% in Class 7 (relaxable for SC/ST). Kendriya Vidyalaya, Jawahar Navodaya Vidyalaya and private-school students are not eligible.

Through a state-conducted exam in Class 8 with two papers — a Mental Ability Test (MAT) and a Scholastic Aptitude Test (SAT). Clearing the state cut-off makes you eligible to receive the scholarship from Class 9 to 12, subject to promotion each year and 60% in Class 10.

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