Education Finance Guides
How to pay for higher education in India — education loans and collateral-free schemes, government scholarships, tax benefits, and what courses actually cost. Policy-accurate and kept current.
Education Loan Without Collateral 2026 — Limits, Eligibility & Schemes
How much education loan you can get without collateral in India, the CGFSEL ₹7.5 lakh guarantee scheme, moratorium period, and the Section 80E tax benefit. 2026 guide.
Read guideNational Scholarship Portal (NSP) 2026 — Scholarships, Eligibility & How to Apply
National Scholarship Portal (NSP) 2026 guide — Pre-Matric, Post-Matric and Central Sector scholarships, who is eligible, documents needed, and the step-by-step application process.
Read guideEducation Loan Interest Rates 2026 — Bank-wise Comparison (SBI, PNB, BoB & More)
Compare 2026 education loan interest rates across SBI, Bank of Baroda, Union Bank, PNB, Canara, Axis, ICICI and NBFCs — public-sector rates from about 8%, the girl-student concession, and how repo-linked rates move.
Read guideEducation Loan for MBBS Abroad 2026 — Costs, Banks, Margin & Moratorium
How to fund MBBS abroad from India in 2026 — country-wise cost, which banks lend, collateral and margin rules, moratorium period, the NMC recognition check, and the Section 80E tax benefit.
Read guidePM Vidyalaxmi Scheme 2026 — Collateral-free Loan, 3% Subvention & Eligibility
PM Vidyalaxmi 2026 guide — collateral-free, guarantor-free education loans for students at India's top ~860 institutions, 75% credit guarantee up to ₹7.5 lakh, 3% interest subvention for family income up to ₹8 lakh, and how to apply online.
Read guidePost-Matric Scholarship 2026 — SC, ST & OBC Eligibility, Income Limit & Amount
Post-Matric Scholarship 2026 guide — who is eligible (SC, ST, OBC from Class 11 onwards), the family-income ceilings, what it pays (maintenance allowance + fee reimbursement), and how to apply on the National Scholarship Portal.
Read guideINSPIRE Scholarship (SHE) 2026 — ₹80,000/Year Eligibility, Amount & Process
INSPIRE-SHE Scholarship 2026 — ₹80,000 a year for natural and basic sciences students, eligibility (top 1% board / top 10,000 JEE Advanced or NEET), the ₹20,000 mentorship grant, and how to apply online.
Read guideNMMS Scholarship 2026 — ₹12,000/Year Eligibility, Income Limit & Exam
NMMS Scholarship 2026 — ₹12,000 a year (₹1,000/month) for Class 9 to 12 students in government schools, the ₹3.5 lakh income limit, the Class 8 selection exam (MAT + SAT), and how to apply and renew.
Read guideMBBS Fees in Private Colleges 2026 — State-wise & Deemed University Ranges
MBBS fees in private and deemed colleges 2026 — seat-category and state-wise ranges, the NMC 4.5-year and 50%-government-rate rules, and how families fund the ₹15 lakh to ₹1 crore-plus cost.
Read guideIIT Fees 2026 — Total B.Tech Cost (Tuition + Hostel + Mess) for 4 Years
IIT B.Tech fees 2026 — the full 4-year cost of tuition, hostel and mess (about ₹8–13 lakh), the income-based tuition waivers, SC/ST/PwD exemption, and how students fund it.
Read guideNIT Fees 2026 — Total B.Tech Cost (Tuition + Hostel + Mess) for 4 Years
NIT B.Tech fees 2026 — the full 4-year cost (about ₹5–6 lakh as a day scholar, ₹8–9.5 lakh with hostel), uniform ₹1.25 lakh/year tuition, income-based waivers, and how NIT fees compare with IITs.
Read guideSection 80E 2026 — Education Loan Tax Benefit, Deduction Limit & Period
Section 80E 2026 — the education loan tax benefit that deducts your entire interest with no upper limit, for up to 8 years, under the old tax regime. Who and which loans qualify, with a worked example.
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