Education Finance Guides
How to pay for higher education in India — education loans and collateral-free schemes, government scholarships, tax benefits, and what courses actually cost. Policy-accurate and kept current.
Education Loan Without Collateral 2026 — Limits, Eligibility & Schemes
How much education loan you can get without collateral in India: the CGFSEL ₹7.5 lakh guarantee, moratorium period and the Section 80E tax benefit.
Read guideNational Scholarship Portal (NSP) 2026 — Scholarships, Eligibility & How to Apply
National Scholarship Portal (NSP) 2026: Pre-Matric, Post-Matric and Central Sector scholarships, who is eligible, documents and how to apply.
Read guideEducation Loan Interest Rates 2026 — Bank-wise Comparison (SBI, PNB, BoB & More)
Compare 2026 education loan interest rates at SBI, Bank of Baroda, PNB, Canara, Axis, ICICI and NBFCs, the girl-student concession and repo-linked rates.
Read guideEducation Loan for MBBS Abroad 2026 — Costs, Banks, Margin & Moratorium
How to fund MBBS abroad in 2026: country-wise cost, which banks lend, collateral and margin rules, moratorium, the NMC recognition check and Section 80E.
Read guidePM Vidyalaxmi Scheme 2026 — Collateral-free Loan, 3% Subvention & Eligibility
PM Vidyalaxmi 2026: collateral-free education loans at top institutions, a 75% credit guarantee up to ₹7.5 lakh, 3% interest subvention and how to apply.
Read guidePost-Matric Scholarship 2026 — SC, ST & OBC Eligibility, Income Limit & Amount
Post-Matric Scholarship 2026: eligibility for SC, ST and OBC students from Class 11, income ceilings, what it pays and how to apply on the NSP.
Read guideINSPIRE Scholarship (SHE) 2026 — ₹80,000/Year Eligibility, Amount & Process
INSPIRE-SHE Scholarship 2026: ₹80,000 a year for natural and basic sciences students, who is eligible, the ₹20,000 mentorship grant and how to apply.
Read guideNMMS Scholarship 2026 — ₹12,000/Year Eligibility, Income Limit & Exam
NMMS Scholarship 2026: ₹12,000 a year for Class 9 to 12 government-school students, the ₹3.5 lakh income limit, the Class 8 exam and how to apply.
Read guideMBBS Fees in Private Colleges 2026 — State-wise & Deemed University Ranges
MBBS fees in private and deemed colleges 2026: state-wise ranges, NMC fee rules and how families fund a cost of ₹15 lakh to over ₹1 crore.
Read guideIIT Fees 2026 — Total B.Tech Cost (Tuition + Hostel + Mess) for 4 Years
IIT B.Tech fees 2026: the full 4-year cost of tuition, hostel and mess (about ₹8–13 lakh), income-based tuition waivers and how students fund it.
Read guideNIT Fees 2026 — Total B.Tech Cost (Tuition + Hostel + Mess) for 4 Years
NIT B.Tech fees 2026: the full 4-year cost with and without hostel, ₹1.25 lakh a year tuition, income-based waivers and how NIT fees compare with IITs.
Read guideSection 80E 2026 — Education Loan Tax Benefit, Deduction Limit & Period
Section 80E lets you deduct all education loan interest, with no upper limit, for up to 8 years under the old tax regime. Who qualifies, with an example.
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