Productivity Enhancement Tools and Facilities
ICSE · Class 11 · Business Studies
Flashcards for Productivity Enhancement Tools and Facilities — ICSE Class 11 Business Studies. Quick Q&A cards covering key concepts, definitions, and formulas.
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What is an ATM and what are its main uses?
Answer
An ATM, or Automatic Teller Machine, is an automatic machine installed by banks for customer convenience. It is used for cash withdrawal, balance checking, PIN change, and other basic account transact…
How does ATM authentication work?
Answer
ATM transactions are authenticated by entering a Personal Identification Number, or PIN. Every ATM card has a unique magnetic stripe or chip containing the card number and security details such as exp…
Compare on-premises ATM and off-premises ATM.
Answer
On-premises ATMs are multi-function machines and are more expensive. Off-premises ATMs are single-function machines used only for cash dispensing and are cheaper.
Why are ATMs useful for customers and banks?
Answer
ATMs save time and reduce the need for human tellers. They are available 24 hours a day, help customers withdraw and deposit money, check balances, and can offer good exchange rates for foreign travel…
What is a passbook printing kiosk?
Answer
A passbook printing kiosk is a self-service, barcode-based machine that lets customers print passbook entries on their own. It is used by banks such as State Bank of India and Punjab National Bank and…
What steps are needed to use a passbook printing kiosk?
Answer
A barcode sticker must be printed and pasted on the passbook first. Then the passbook is inserted according to the instructions shown on the kiosk. If the page is full, the kiosk ejects the passbook, …
What is a CDM and what does it do?
Answer
A Cheque/Cash Depositing Machine, or CDM, is a self-service terminal like an ATM that allows customers to deposit cash and cheques into their bank account without bank staff. It offers 24x7 availabili…
What limitations apply to cheque deposits in a CDM?
Answer
Cheques deposited after the cut-off time at a CDM are sent for clearing on the next working day. High value and non-MICR cheques cannot be deposited in a CDM and must be deposited at the bank counter.
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