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Chapter 9 of 20
Concept Maps

Banking Services — Concept Maps

NIOS · Class 10 · Business Studies

3 concept maps of Banking Services for NIOS Class 10 Business Studies, each also written out as a text outline.

44 questions47 flashcards5 concepts

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A flowchart illustrating the three main categories of commercial bank functions: Primary, Agency, and General Utility, with examples for each.
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An illustration from Super Tutor's Banking Services chapter — alongside flashcards, concept maps and practice questions.

3 Concept Maps

Banking Services Overview

Banking Services Overview

The map in words

  • Banking Services
    • Types of Banks
      • Central Bank
        • RBI
        • Controls monetary policy
        • Issues currency
      • Commercial Banks
        • Public Sector
          • SBI
          • PNB
        • Private Sector
          • ICICI
          • HDFC
        • Foreign Banks
          • HSBC
          • Citibank
      • Development Banks
        • IFCI
        • SFCs
      • Cooperative Banks
        • Primary societies
        • Central banks
        • State banks
      • Specialized Banks
        • EXIM Bank
        • SIDBI
        • NABARD
    • Deposit Accounts
      • Savings Account
        • Low interest
        • Withdrawal access
      • Current Account
        • No interest
        • Unlimited withdrawals
      • Fixed Deposit
        • High interest
        • Locked period
      • Recurring Deposit
        • Regular deposits
        • Medium interest
    • Banking Services
      • Accepting Deposits
      • Granting Loans
      • Bill Collection
      • Safe Custody
      • Foreign Exchange
      • Money Transfers
    • E-Banking
      • ATM
      • Debit Cards
      • Credit Cards
      • Net Banking
      • Phone Banking

Basic functioning cycle of a bank showing how deposits flow into loans and interest is generated

Basic functioning cycle of a bank showing how deposits flow into loans and interest is generated

The map in words

  • Borrowers Need Funds
    • Loans at Interest: Bank
      • Earns Money: Interest from Loans
      • Pays Interest: Public Deposits Money
      • Administrative Expenses: Operations

Banking Services

Banking Services

The map in words

  • Banking Services
    • Meaning of Bank
    • Role of Banking
    • Difference between Banks and Moneylenders
    • Types of Banks
    • Commercial Banks
    • Central Bank
    • Development Banks
    • Co-operative Banks

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Frequently Asked Questions

What are the important topics in Banking Services for NIOS Class 10 Business Studies?
Key topics in Banking Services include Meaning of Bank and Role of Banking, Banks and Moneylenders, Types of Banks, Central Bank and Reserve Bank of India. Study these first, then practise questions on each for the NIOS Class 10 board exam.
What do the concept maps for Banking Services show?
The 3 maps show how the ideas in Banking Services connect: Banking Services Overview; Basic functioning cycle of a bank showing how deposits flow into loans and interest is generated. Each map is also written out as an outline on this page.
How should I revise Banking Services for the NIOS Class 10 board exam?
Learn the core ideas first, then work through the 44 practice questions on Banking Services. Revise definitions regularly and use flashcards for quick recall before the exam.

Sources & Official References

Content is aligned to the official syllabus. Refer to the board website for the latest curriculum.

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