Banking and Credit — Formula Sheet
NIOS · Class 10 · Economics
5 formulas from Banking and Credit (NIOS Class 10 Economics) on one page, grouped by topic. Part of the NIOS Class 10 Economics syllabus.
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Formulas and Key Relations
3. Credit Creation
Total Credit = Initial Increase in Deposit × 1/Cash Reserve Ratio
500 = 100 × 1/20%
Cash Reserve = 20% of 500 = Rs.100
Loan Amount = 500 – 100 = Rs.400
100 × 1/10% = 100 × 1/10/100 = 100 × 10 = Rs. 1000
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