Banking and Credit
NIOS · Class 10 · Economics
All formulas from Banking and Credit in NIOS Class 10 Economics. Key equations, constants, and identities for board exam preparation.
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Formulas
3. Credit Creation
Total Credit = Initial Increase in Deposit × 1/Cash Reserve Ratio
500 = 100 × 1/20%
Cash Reserve = 20% of 500 = Rs.100
Loan Amount = 500 – 100 = Rs.400
100 × 1/10% = 100 × 1/10/100 = 100 × 10 = Rs. 1000
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